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Financing

Need New HVAC Financing?

Buy today, pay over time*

At Ellington Air Conditioning & Heat, we offer HVAC financing options for the services our company will provide for your home. Some benefits of HVAC financing through Ellington Air Conditioning & Heat + Upgrade include:

  • Financing on any major repair or replacement
  • Monthly Payments to fit your budget
  • Online account management and bill payment options
  • Special terms promotions available (ask for details)

Click on the Apply Now links down below!

Best Way to Finance Your New HVAC System

More than likely, your home is the single largest investment you will make in your lifetime. And chances are, your heating and cooling system is the most important investment you'll make for your home. To help you protect this investment, we offer flexible financing options through our trusted partner at Upgrade.

At Ellington Air Conditioning & Heat, we understand how important it is that your HVAC system runs at peak performance. That's why we don't stop at offering top-of-the-line heating and air conditioning products and services; we take our commitment to our customers a step further by offering competitive financing options to ensure home comfort is affordable to as many homeowners as
possible.

To help you protect this investment, we offer flexible financing options through our trusted partners at Upgrade and Optimus Financing.
*With approved credit. Ask for details.

Apply for Financing

Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses.
These loan terms are not guaranteed and are subject to our verification and review process. Applicants may be asked to provide additional documents to enable us to verify their income and their identity. For loans that charge interest, this rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay, borrowers' payments will be automatically deducted from their bank account. Selecting Autopay is optional. If you are eligible for credit union membership, you may be required to join a credit union to receive the APR shown. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early. For more information, applicants should refer to the applicable Borrower Agreement and TILA Disclosure.
Loans may be disbursed in one or more advances. These loan terms are estimates based on the assumption that the loan is disbursed in a single advance upon execution of the Borrower Agreement. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur.

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